Dear Mary: My wife and I are having a disagreement. I want to lease a new car now because ours is old, and paying for repairs is similar to flushing money down the drain. She wants to keep it until we can afford to buy a better car. I hate car trouble and think peace of mind is something to be considered. I’m sure we can afford the payment, but she’s not. What should we do? — James R.
Dear James: Do whatever you must to keep the old car running for now. But for the next 12 months, live as though you are making $300 monthly lease payments — but make those payments to yourselves. Don’t even think about being late, just as if you were under a stern leasing contract. After a year, will have two things: a good idea of your comfort zone for big lease payments and $3,600 cash. Then, you’ll have options. You can sell the clunker and buy a better used car with the cash, or you can make a down payment on a newer car. For me, buying a car is far better than jumping into a lease where you will spend a fortune and have nothing, not even a car, to show for it at the end of the lease period.
Dear Mary: I’m so confused by laundry products, particularly detergents. Are powders better than liquid? Is the word “ultra” just hype? Thanks. — Cindy P.
Dear Cindy: Here’s the scoop on laundry detergent: Typically, the word “ultra” means the product has been concentrated to fit into a smaller box. The problem is, unless you read the label and carefully measure and experiment to find the least amount that works for you, you probably will dump in the same amount you have in the past. Not good.
A product that has fabric softener added isn’t going to clean or soften as well, but it generally is cheaper than buying two different products.
If a product says it has more stain fighters, it contains enzymes to dissolve stains better, but you still will have to pretreat heavy stains. Detergents with enzymes usually cost more than those without.
Typically, liquid detergents are more expensive and work better on greasy stains, but the cheaper powdered detergents are better on clay, dirt and mud stains.
Both liquid detergent and liquid bleach will get a boost and work better if you add a half-cup of baking soda to the wash cycle, which means it’s possible you will be able to use less detergent.
The Link LonkSeptember 16, 2020 at 09:46PM
https://www.daily-journal.com/car-leases-and-laundry-detergents/article_22d845d6-f1e2-11ea-99af-835c1f6ce4eb.html
Car leases and laundry detergents | | daily-journal.com - Kankakee Daily Journal
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